Savings vs Loan Analysis
Analyze if it is financially better to pay upfront with your savings or take a loan while keeping your money invested.
Purchase Details
Loan Option
Investment Option
Returns you'd earn if you kept the cash invested.
Recommendation
Calculate to see results
Option A: Pay Cash
Immediate Outflow
₹ 0
Opportunity Cost (Lost Returns)
₹ 0
You avoid debt but lose potential investment growth.
Option B: Take Loan
Total Interest Paid
₹ 0
Investment Gains
₹ 0
Net Cost (Interest - Gains)
₹ 0
You pay interest but your cash continues to grow.