Part Payment vs FD Calculator

Decide whether to use your Surplus Cash to prepay your Loan or Invest in a Fixed Deposit.

Loan Details

Investment Details

Recommendation

Calculate to see results
Option A: Prepay Loan
Interest Saved ₹ 0
Tenure Reduced 0 Years

Risk-free, guaranteed return equal to loan rate.

Option B: Invest in FD
Interest Earned (Pre-tax) ₹ 0
Tax Payable ₹ 0
Net Returns (Post-tax) ₹ 0

Effective Return: 0%